HDFC Credit Card UPI Payment in BHIM App

BHIM UPI app has started showing option to add HDFC Credit Cards for UPI payments. Users having supported credit cards should be able to add their credit card to BHIM app, and start making payments to available merchants by UPI.

It is important to note few points here:
  • To make UPI payments using credit cards, you need Rupay credit card. Visa, Mastercard and others are not supported as of now. Only few banks issue Rupay credit cards currently.
  • As of now, only four banks are supported: HDFC, Indian Bank, PNB and Union Bank.



I faced error while trying to add my HDFC Rupay credit card to the BHIM app. It kept showing error messages like "external error" and "remitter bank not available". Hope to get it fixed soon.

Related: What is UPI LITE?
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I dont think it would ever get actualise for Visa and Mastercard + Don't expect to pay to person by UPI credit card. Merchants bhi nahi jaldi accept karenge.

"Please check if you have selected correct bank or mobile number you selected is linked with the credit card."

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